Savings accounts give peace of mind.

Whatever your savings and investment goals are, Country Bank can help you reach them. If you’re looking for high rates of return or tax benefit savings, our team will help you make the right choice.

Account Plans More Info Minimum Opening Balance Minimum Balance to Avoid Service Charges Monthly Service Charge Interest Bearing
Prime Savings More» $5,000.00 $5,000.00 Minimum Daily Balance $10.00 / month if Minimum Daily Balance is below $5,000.00 $15.00 per item if over 6 items paid during statement cycle. Yes

Prime Savings

  • For the consumer who wants a high return on their savings but does not want to lock up their funds for a period of time.
  • Interest is compounded daily and credited to the account monthly.
  • Fees could reduce earnings on the account, if applicable.
  • A per debit item fee of $15.00 for each item in excess of the legal requirements of 6 posted to the account during each statement cycle will be charged.
  • Overdraft Protection Available.
  • Direct Deposit Available.
  • Variables rates may change after opening.

 
Money Market More» $2,500.00 $2,500.00 $15.00 / month if Minimum Daily Balance is below $2,500.00. $15.00 per check if over 6 checks paid during statement cycle Yes

Money Market Account

  • If you want to begin to build a nest egg but are fearful of tying your money up, our high rate money market is for you.
  • The security of FDIC insurance.
  • An interest bearing account with limited check writing privileges. (Total maximum 6 pre-authorized transfers or withdrawals permitted of which 6 may be checks).
  • A per check fee of $15.00 for each check in excess of the legal requirement of 6 posted to the account during each cycle will be charged.
  • Variables rates may change after opening.

 
Statement Savings More» $500.00 $500.00 $10.00 / month if Minimum Daily balance is below $500.00 Yes

Statement Savings

  • Interest is compounded daily and credited to the account monthly.
  • A per debit item fee of $15.00 for each item in excess of the legal requirement of 6 posted to the account during each statement cycle will be charged.
  • Overdraft Protection Available.
  • Direct Deposit Available.
  • Variables rates may change after opening.

 
Savings Squad More» $5.00 N/A N/A Yes

Savings Squad

  • A Statement Savings account, controlled by a child, that is a day to day savings.
  • Upon reaching the age 22, the account will automatically convert to a statement savings account.
  • Interest is compounded daily and credited to the account monthly.
  • Overdraft Protection Available.
  • Direct Deposit Available.
  • Variables rates may change after opening.

 
Holiday Club More» $5.00 N/A N/A Yes

Holiday Club

  • Make deposits from November to October.
  • In October, funds are automatically disbursed to customer or transferred to another Country Bank account.
  • A $5.00 penalty will be imposed for early withdrawal at any time during the term of the account.
  • Free Online Banking.
  • Variables rates may change after opening.

 

Certificate of Deposit

The safe way to save.

  • A guaranteed rate of return for a specific time period.
  • Highly competitive rates.
  • Choose from a variety of terms to meet your needs.
  • Interest paid at maturity.
  • Early withdrawal penalty may apply.
  • Automatic renewal with a 10 day grace period offered on the day of renewal.

IRA Program

Do the IRA Math: The sooner you start your nest egg, the more you’ll have to enjoy during retirement. Take advantage of tax benefits with our IRA Program.

  • Make your savings and investment choices at Country Bank. .
  • Protected by the FDIC maximum allowed by law.
  • A guaranteed rate of return for a specific time period.
  • Highly competitive rates.
  • Choose from a variety of terms to meet your needs.

Call or visit your Country Bank representative for further details including interest rates, account terms and conditions.